How Much Money Can I Borrow?
Whether you’re considering a mortgage or a personal loan, how much can you actually borrow? From buying a car to purchasing your first house, it’s normal to need a loan
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How to Set a Budget for Your First House
Buying a home is an exciting milestone, and you should feel proud about taking this first step. However, before you start the homebuying process, it’s a good idea to set
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Mental Health: Coping with Stress and Financial Issues
When you’re experiencing money problems, it often feels like these challenges are seeping into other parts of your life. According to studies, a reported 40% of Australians have experienced some
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What are Debt Covenants And Why Do We Rarely Use Them?
A debt covenant is a restriction that lenders put on lending agreements to limit the actions of borrowers. They’re a type of agreement between the lender and borrower, and you
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How Does Debt Forgiveness Work?
If you’re struggling to repay your debt, you’re not alone. In 2016 alone, Australia’s total personal debt was around $2 trillion, and the average household owed $250,000. Throughout the years,