Budgeting

Smart budgeting can help you pay off debts sooner, protect your credit rating and even help you save for something special. Budgeting is an important part of getting your finances in order and is the first step to financial freedom.

  • How To Budget Money Effectively

    The most important thing is to create a budgeting plan and stick to it. Other helpful budgeting tips we’d recommend include:

      • Track incoming and outgoing funds with a spreadsheet or app
      • Prioritise paying off bills first
      • Minimise outstanding balances for utilities or credit card debts
      • Negotiate interest rates or payment plans with your creditors to help you pay off debts
      • Apply for financial hardship with all of your creditors
      • Identify areas where you can afford to save by checking websites such as moneysmart.gov.au
      • Check comparison sites before making major purchases to make sure you’re getting the best deal.

     
    If you’re in need of a budget planner, Debt Busters can help. Get in contact with a member of our friendly team now to discuss our budgeting tips, helpful planning advice and more.

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