Pablo Picasso said: “I’d like to live as a poor man with lots of money.” He believed he would most enjoy a lifestyle where he spent very little money, provided he had no financial worries.
If you are in financial difficulties, it can really take the enjoyment out of life, so it’s important to tackle these and get help with debt if you need it. A debt relief service can help you reduce your repayments to a level you can afford, if you budget carefully and limit your spending. Then you will be ready to start enjoying life again.
And in the meantime, there are so many things you can do to have fun without spending money. Discovering and exploring these will stimulate your imagination and creativity and often lead to experiences and opportunities you might otherwise miss. Here are a few suggestions.
1. Free entertainment
Take advantage of the wide range of free entertainment available. Your local council will have a list of activities in your area, or just Google ‘what’s on for free in …’ There are often concerts, festivals, films, classes, exhibitions and activities for children of all ages.
2. Sport and fitness
You don’t have to pay gym subscriptions or buy expensive exercise machines to get fit. There’s walking and running, or playing for your local team costs almost nothing and can be a lot of fun. Some parks even have pull up and dip bars that you can use to great effect. Cycling is another option if you already have a bike or can borrow one. And the best spectator sports are those where your children are playing and you are there to support them.
Gatherings rather than dinner parties are the way to go. Organise and host a small gathering of family or friends with everyone contributing a dish, the way many families do at Christmas. Sharing the labour and the cost not only spreads the load, but also creates a sense of camaraderie which enhances the whole experience.
Although this may seem a strange suggestion, for many people shopping is very important. The biggest difference is realising how and where you shop. We’ve written an article in the past about using discount coupons to save money. Op shops, garage sales and fetes can provide a rewarding shopping experience. They offer a huge variety of items, often at very cheap prices. The rule is to always pay in cash, take only as much cash as you can afford to spend, and leave all your cards at home.
5. Home entertainment
You don’t need to go out to enjoy life with so many things you can do in your own home far more cheaply.
Instead of going to the cinema, wait a few weeks and watch the DVD or a download in the comfort of your own home. Borrow free DVDs from the public library, as well as e-books and printed books. For a small annual subscription, you can also borrow toys from a toy library, changing them every few weeks.
If you’re having an out-of-money experience
Not having money to spend doing things you enjoy is an opportunity to discover new ways to have a great time and to do things you might otherwise never try. When your financial difficulties are over and you have money to spare again, you’ll find that you may still want to do many of the same things you did when you were on a budget.
Not having enough money to repay debts or cover necessities is a problem. We’re here to help so if you are having an out-of-money experience, reach out for some professional help and embrace the positives. We’ve helped Australians build a better financial future and break free from overwhelming debt. Contact us today to discuss what we can do for you.