Merge all your debts into one with a debt consolidation loan.
You may be able to combine your debts into one lower monthly payment. See if it's right for you.
Get debt help. Speak to us today
For over 18 years, Debt Busters has helped over 5,000 Australians get out of debt and finally breathe again.
If you're struggling with your debts and...
Have credit card debts and loans from different lenders
Feel overwhelmed managing your finances on your own
Are making repayments that only cover the interest — never the debt itself
Are being chased by debt collectors
Falling behind on repayments.
Can help you cut your monthly repayments and get back on top of your finances.
The simplest way to get your debt under control!
Even if you owe more than $7,000 — and minimum payments aren't making a dent — we can help you roll everything into one lower payment and get a clear end in sight.
Merge your debts into one payment and get your life back on track.
How does debt consolidation work?
Debt consolidation makes your life easier by combining all your repayments from different lenders into one monthly payment — ideally at a lower interest rate.
At Debt Busters, we combine all your high-interest credit card debts and loans into one single monthly payment. So you can pay off your debt while still covering your day-to-day costs and saving money.
Get your debt under control and pay it off faster.
Debt Busters will guide you step by step until you're debt free.
01
We review your finances
We look at your credit cards, personal loans, and other current debts. We assess your full situation and work out the total value of your combined debt.
Based on your income and your costs, we work out an affordable monthly payment that fits your life.
02
We find your options
You get a solution
03
Your dedicated specialist walks you through your options in detail and tells you exactly when you can expect to be debt free.
Tomas’s story...
Breaking free from debt and getting his life back
After a bad breakup, Tomas was left with a mountain of debt he couldn’t pay by himself. Even after getting a second job and working up to 60 hours a week, he wasn’t able to make his repayments and ended up sinking deeper into financial trouble.
“I was pushing back due dates and then suffering with late fees. I considered bankruptcy, but the idea of this felt defeating and I didn’t want to give up”.
Here’s what our clients had to say…
Iryna S.
I was falling behind on my repayments and the struggles with other daily financial matters were getting worse causing endless stress. I stumbled upon Debt Busters by complete accident and proceeding with this was the best decision I’ve ever made. All my repayments have been put together into one and all my stresses have disappeared. Thank you Debt Busters!
Natalie P.
Wow! When I was really struggling to keep myself afloat and felt like I had nowhere to go, the team at Debt Busters gave me life again. The respect and courtesy I received, and assistance has been life changing. Just call and talk as there are many options and there is hope if you put your hand up. It’s not a time to be ashamed and they are very professional. It's never too late...thank you Debt Busters team for giving me life again.
Jessika L.
To be honest I hated answering the phone, debt collectors always wanting payment plans that I couldn’t afford and wanting to review all of my money. I rang Debt Busters and it was the best call, now I get no more unwanted calls and the repayments are low and cheap. Financial freedom here I come!
Are you ready to find out if debt consolidation is right for you?
We care about you and will give you the support you need.
Relax! Seeking debt help won't get you into more financial trouble. You can rest assured knowing we are happy to give you a refund in case we're unable to help.
Check out our simple refund policy here.
Debt Busters provides credit assistance to consumers who are struggling to repay their debts. Debt Busters is the registered trading name for FFG Group (Aust) Pty Ltd (ABN 87 122 628 086, ACL 395265). Debt Busters refers the administration of debt agreements to Debt Busters Pty Ltd (RDAA 1287) and the administration of informal payment arrangements to A.C.N. 625 628 668 Pty Ltd. More information can be found on our Privacy Page.
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When Tomas decided to reach out for help, he had a total of $76,993 in debt.
“I trusted that Debt Busters would be able to work something out no matter what my situation was. They made me feel confident and excited about my financial future”
We renegotiated his debt, and his creditors agreed to charge him only what he could pay for, bringing his total debt down by 50% to $38,116.
“I strongly recommend anyone considering bankruptcy to reach out to Debt Busters. I thought I was a lost cause, but they helped me get back on top”.
Is debt consolidation right for you?
Debt consolidation is worth looking into if...
You have high-interest debts from different companies
You owe more than $7,000 in unsecured debt
You've been stuck only covering the interest on your repayments
We make the process simple. You don't have to deal with your lenders or handle the paperwork yourself.
You won't have to deal with calls from collectors. They deal with us directly — one less thing on your plate.
We've helped over 5,000 Australians save a combined $98.5 million. We can help you too.
Pay off your debt, start saving, and look forward to a debt free future.
We know it's hard to talk about money. Our team is here to give you the support you need — no judgment, no pressure.
Why choose Debt Busters?
When things change, we can work with you. We can adjust your payments to make sure you can always cover your living costs.